1. Long NOW Disclaimer (this Disclaimer is to be used by the Independent Affiliate when promoting NOW, whether on social media, via video, via presentation etc.):

“NOW is an educational platform only. It does not provide personalised financial, investment, trading, tax or legal advice and does not recommend securities, financial products, asset allocations or transactions. Any plan, stop-age estimate, Freedom Number, scenario, historical market test or simulated path is based on user inputs and assumptions and should not be interpreted as a forecast, probability, promise or guarantee. Investing and trading involve risk, including loss of capital, and leverage can amplify losses. NOW does not hold or move member money, execute trades or connect members to brokerage accounts.”

1. Short product Disclaimer (purpose is same as above, but to be used only when the above disclaimer cannot be used because of space restrictions):

“For education only; no personalized financial/investment advice or recommendations. Figures may be rounded. Modelled results depend on user inputs and assumptions and are not forecasts or guarantees of real-world outcomes.”